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Pros and cons of psu bank merger essay in hindi

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New Delhi, Sept Nowadays, a lot is being said and written about merger of public sector banks. And this could not be last one either. The aim of creating an Indian bank that will in an international league of giants is there since the early s. In , post the merger, the SBI was in the process to rationalise its branch network by relocating some of its branches to reach the maximum number of people. The SBI believed that such a move would help it optimise its operations and also benefit profitability. In , Rating agency Fitch said the merger of the three banks could bring about material operating efficiencies over a period of time by lowering the combined operating costs, stronger risk management practices, etc.
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Bank merger in India: What are the pros and cons?

Pros and cons of psu bank merger essay in hindi
Pros and cons of psu bank merger essay in hindi
Pros and cons of psu bank merger essay in hindi
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Ayushman Bharat Program Essay [Pros and Cons] - Imp Days

The private sector is the contributor of 97 per cent of bad loans. The government is infusing Rs70, crore in state-owned banks over four years starting from financial year under the Indradhanush programme. Out of this fund, Rs50, crore is the allocation for the first two years, with the balance split between financial years and Last year ending March 31, , public sector banks had earned operating profits of Rs 1,37, crore. But since the total provisions for bad loans and contingencies were Rs 1,55, crore, there was a net loss of Rs 17, crore. The statement has been condemned by many and accepted by some.
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More Cons than Pros: Why PSU Bank Mergers is a flawed move for India

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