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Literature review of e- payment system

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Review of Related Literature on Payment Gateway using Dragonpay Service

Literature review of e- payment system
Literature review of e- payment system
Literature review of e- payment system
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Digital payments mainly enabled by mobile devices have huge potential to change lives of millions of people in developing countries by offering financial services to the unbanked masses. Despite its potential digital payment methods have not been widely and successfully adopted in the developing countries. In order to ascertain the various drivers and inhibitors behind digital payment adoption, this study did a review of research on digital and mobile payment adoption and use. Perceived risk was found as major inhibitor to the adoption of mobile payments. Skip to main content. This service is more advanced with JavaScript available. Advertisement Hide.
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Literature Review on Adoption of Digital Payment System

The project entitled Payment Gateway System is an online platform which allows the students to pay their tuition and other school contributions online using the dragonpay payment service. Dragonpay was established in in response to the growing need of consumers and businesses of an alternative payment channel. It provides unbanked consumers a convenient option to transact which allows merchants, retailers and organisations through a secured digital platform. To date, Dragonpay has completed over 18 million transactions and has gained over 11 million unique users as it continues to grow and expand.
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This research aims to investigate, through theoretical constructs technology acceptance model, theory of reasoned action and an empirical analysis, the critical factors that may ensure consumer adoption of these facilities. This research study mainly uses the deductive approach to consider secondary sources and primary data, where hypotheses have been developed in order to demonstrate the findings. A total of questionnaires were coded and analysed using SPSS to analyse the hypotheses. The research proved that the perceived importance of the critical factors was correlated through security, trust, perceived advantage, assurance seals, perceived risk and usability. Emerald Group Publishing Limited.
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