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Literature review on financial intermediation

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This study aims to provide an analysis of the evolution of regional financial inequalities in Turkey over the — period. The theoretical premise of the study is the Keynesian view that the nature and the level of development of the banking system and the geography of financial intermediation are imperative to the understanding of regional economic disparities. Exploratory Spatial Data Analysis tools used in the analysis indicate the presence of a statistically significant non-random spatial pattern at the provincial NUTS 3 level for the — period. LISA cluster maps reveal that the southeastern provinces of the country constitute a hot spot of credit activity in this period.

The Various Theories Of Banking And Financial Intermediation

Literature review on financial intermediation
Literature review on financial intermediation
Literature review on financial intermediation

Role of Pension Funds in Financial Intermediation

It has become a wake up call to many researchers realizing the role agriculture when properly financed could help in reducing poverty in developing economics including Nigeria. In this vein, effort has been made in most studies to explain the workability of this proposition. Hence, in this subsection, it is pertinent to review the works of chosen authors who has researcher in this direction. Walknhorst emphasized that Agricultural policy makers need detailed information on the effectiveness of past policies, in order to increase the efficiency of government interventions to foster agricultural development and poverty reduction. The indicators of policy distortions reported in this study aim to contribute to a better understanding of the direction and magnitude to which policy instruments have affected incentives that agricultural producers and food consumers in Nigeria have faced over the past 50 years.


The role of financial intermediation has been exemplified in numerous literatures of finance. Besides the performance of specialized tasks, several theoretical models posit that they mitigate the costs associated with information acquisition and the conduct of financial transactions Benston and Smith, Jr; In addition to these, several studies have revealed that financial intermediation does more than cost mitigation. It makes provision for insurances and risk sharing, stimulates the funding of liquidity needs through credit lines Holmstrom and Tirole; , and aids the creation of specialized products Benstom and Smith.
This study discusses the role of the Credit Reference Bureau on financial intermediation among the commercial banks in Kenya. The study uses a descriptive survey research design. The study population consists of all the 45 commercial banks licensed by the central bank of Kenya under the banking act as at 31 st May
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